Are Hidden Leaks Covered by Insurance in North Dallas?

Are Hidden Leaks Covered by Insurance in North Dallas?

Unfortunately, some of the most damaging incidents in our homes are invisible to the naked eye. You might not notice a hidden leak until it’s too late. The walls are bubbling, mold is growing, and parts of the home are ruined.

In America, the average household’s leaks account for nearly 10,000 gallons of wasted water every year. For all you know, you’re contributing to this waste right now. That’s why we recommend inspecting your home for signs of hidden leaks as often as possible.

Once you discover a hidden leak, you need to report the damage to your insurance company. The question is, will your policy cover the damage, or will you need to pay for cleanup and

In North Dallas, Insurance Companies Usually Cover Hidden Leak Damage
Any home insurance policy in Texas should cover accidental or sudden water damage. Because a hidden leak stems from a plumbing failure, you will likely receive adequate coverage to handle both the repairs and the removal of the excess moisture.

If you’re looking for proof of this coverage in your own insurance policy, try looking under the “property coverage” section. This area states which parts of your home and which belongings can be replaced if they’ve been affected by sudden water damage. The “dwelling coverage” section will address the concerns with your roof, walls, and floorboards.

When Water Damage Isn’t Covered by Homeowners Insurance
As long as the water damage was sudden and unexpected, as well as related to a plumbing problem, your insurance will kick in. However, water damage that stems from old leaks that occur over long periods of time is sometimes not covered. If your leak has been slowly causing problems for months or even years, insurance views the damage as your responsibility. That’s why it’s vital that you check for slow-moving leaks on a regular basis.

Call bluefrog Plumbing + Drain of North Texas for Help With Hidden Leaks
Regardless of how much coverage your insurance provides, you’ll need to address the hidden leak immediately to prevent more damage and mold growth. Give us a call at 469-214-2582 to schedule your leak detection and repair ASAP.

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